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How a claims adjuster / examiner / investigator can use AI, task by task

O*NET 13-1031.00: Claims Adjusters, Examiners, and InvestigatorsMedian pay $78,000/year (BLS, May 2025)29 tasksJob Zone 4: Considerable preparation

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

Type your own title and every prompt on this page updates to match. Also called: Claims Adjuster, Claims Analyst, Claims Examiner, Claims Representative, Claims Specialist, Corporate Claims Examiner, Field Claims Adjuster, General Adjuster, Home Office Claims Specialist, Litigation Claims Representative.

Where AI fits in this job

AI-ready 23%AI-assist 69%Stays human 8%

Share of the job's tasks, weighted by how important and how frequent each task is (O*NET ratings). 6 AI-ready, 20 AI-assist and 3 human-led tasks out of 29. This measures where AI can help, not whether the job will disappear.

Information & paperwork
Thinking & planning
People & communication
Leading & teaching
Hands-on & physical

Shape of the job: importance of each kind of work activity (O*NET, 1 to 5).

💪 Lean into these

Core tasks that stay human. These skills get more valuable as the routine work gets automated.

  1. Confer with legal counsel on claims requiring litigation.Be there for people · Weekly
  2. Supervise claims adjusters to ensure that adjusters have followed proper methods.Lead people · Daily
  3. Collect evidence to support contested claims in court.Watch & inspect · Monthly

AI can draft these 6

AI produces a usable first pass. You review it, fix it and own it.

Examine claims forms and other records to determine insurance coverage.

Several times a day

AI finds trends and writes the spreadsheet formulas.

Show prompt & steps

Paste a spreadsheet or table and ask AI to find trends, outliers and totals, or to write the formula you need. It's like having an analyst on call.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to examine claims forms and other records to determine insurance coverage.

Context: We use Automatic Data Processing Estimating and Microsoft Excel; the work draws on customer and personal service, administrative and economics and accounting.
Task: [orders, coverage, quantities]
Data: [paste]

Calculate with formulas. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

10-minute exercise: Operational calculations

Step 1Pick a real example: the next time you examine claims forms and other records.
Step 2Fill in [Task] and [Data] with the real details, then run the prompt.
Step 3Recompute the most important number yourself before you trust the rest.

AI makes arithmetic mistakes. Recompute anything that matters with a spreadsheet formula.

Importance 4.8/5 · core task · O*NET work activity: Calculate data to inform organizational operations..

Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.

Daily

AI is a tireless first-pass checker.

Show prompt & steps

AI is a tireless proofreader. It catches inconsistencies, missing fields and errors across documents and data, so your review time goes on what matters.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.

Context: We use Automatic Data Processing Claims Manager & Dispatch and Bridium Claims 3; the work draws on customer and personal service, administrative and economics and accounting.
Records: [paste claim, title or file data, private details removed]
What they must match: [source documents, rules]

Compare item by item and list discrepancies, missing items and next steps. Make a table: requirement, met / not met / unclear, and the exact evidence.

10-minute exercise: Record accuracy check

Step 1Pick a real example: the next time you verify and analyze data used (today).
Step 2Fill in [Records] and [What they must match] with the real details, then run the prompt.
Step 3Confirm each discrepancy in the source documents.

AI can miss things and sound sure about it. Use it to catch extra problems, not as the final check.

Importance 4.7/5 · core task · O*NET work activity: Verify accuracy of records..

Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.

Several times a day

AI writes the first draft from your notes; you check every fact.

Show prompt & steps

Give AI your rough notes, numbers or last version and it will turn them into a clean, well-structured first draft. You check every fact and figure before it goes anywhere.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software.
System: [describe]
Data: [paste]

Draft entries in the required format. Use plain language and headings where they help, and mark anything you had to guess with [CHECK].

10-minute exercise: Database records update

Step 1Pick a real example: the next time you enter claim payments and reserves and new claims.
Step 2Fill in [System] and [Data] with the real details, then run the prompt.
Step 3Check every fact, name and number against your source before it goes anywhere. Recompute every total yourself.

AI will happily make up numbers, names and dates. Every fact in the draft needs checking against your source.

Double-check every number. AI can make arithmetic and rounding mistakes.

Importance 4.6/5 · core task · O*NET work activity: Maintain data in information systems or databases..

Maintain claim files, such as records of settled claims and an inventory of claims requiring detailed analysis.

Daily

AI writes the first draft from your notes; you check every fact.

Show prompt & steps

Give AI your rough notes, numbers or last version and it will turn them into a clean, well-structured first draft. You check every fact and figure before it goes anywhere.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to maintain claim files, such as records of settled claims and an inventory of claims requiring detailed analysis.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software.
Statement: [periodic accounting, claim file]
Data: [paste transactions or figures]

Draft a clear statement with totals and notes. Mark any figure you couldn't confirm with [CHECK].

10-minute exercise: Client financial statement

Step 1Pick a real example: the next time you maintain claim files (today).
Step 2Fill in [Statement] and [Data] with the real details, then run the prompt.
Step 3Recompute every total and reconcile to the source before sending.

AI will happily make up numbers, names and dates. Every fact in the draft needs checking against your source.

Importance 4.3/5 · core task · O*NET work activity: Prepare financial documents..

Prepare reports to be submitted to company's data processing department.

Weekly

AI writes the first draft from your notes; you check every fact.

Show prompt & steps

Give AI your rough notes, numbers or last version and it will turn them into a clean, well-structured first draft. You check every fact and figure before it goes anywhere.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to prepare reports to be submitted to company's data processing department.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software.
Operation: [production, claims, systems]
Data: [paste figures]

Draft a report with highlights, issues and actions. Show calculations. Use plain language and headings where they help, and mark anything you had to guess with [CHECK].

10-minute exercise: Operations report

Step 1Pick a real example: the next time you prepare reports to be submitted to company's data processing (this week).
Step 2Fill in [Operation] and [Data] with the real details, then run the prompt.
Step 3Check every fact, name and number against your source before it goes anywhere.

AI will happily make up numbers, names and dates. Every fact in the draft needs checking against your source.

Importance 3.7/5 · O*NET work activity: Prepare operational reports..

Examine titles to property to determine validity and act as company agent in transactions with property owners.

Monthly

AI is a tireless first-pass checker.

Show prompt & steps

AI is a tireless proofreader. It catches inconsistencies, missing fields and errors across documents and data, so your review time goes on what matters.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to examine titles to property to determine validity and act as company agent in transactions with property owners.

Context: We use Document management system software and Agency Management Systems AMS 360; the work draws on customer and personal service, administrative and economics and accounting.
Records: [paste claim, title or file data, private details removed]
What they must match: [source documents, rules]

Compare item by item and list discrepancies, missing items and next steps. Make a table: requirement, met / not met / unclear, and the exact evidence.

10-minute exercise: Record accuracy check

Step 1Pick a real example: the next time you examine titles.
Step 2Fill in [Records] and [What they must match] with the real details, then run the prompt.
Step 3Confirm each discrepancy in the source documents.

AI can miss things and sound sure about it. Use it to catch extra problems, not as the final check.

Importance 3.7/5 · O*NET work activity: Verify accuracy of records..

AI can help you prep these 20

AI speeds up the prep, drafting or thinking. The core of the task is still yours.

Analyze information gathered by investigation and report findings and recommendations.

Several times a day

AI gets you up to speed; confirm findings with records or people.

Show prompt & steps

AI can get you up to speed fast and suggest where to look, but you need to confirm findings against real sources, records or people.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to analyze information gathered by investigation and report findings and recommendations.

Context: We use CGI-AMS BureauLink Enterprise; the work draws on customer and personal service, administrative and economics and accounting.
The matter: [claim, complaint or dispute, no names]
What I have so far: [documents, statements, facts]

Organize what I have into a timeline, list facts established vs disputed, identify gaps in evidence, and suggest next investigative steps. Point out legal issues I should confirm.

10-minute exercise: Organize an investigation

Step 1Pick a real example: the next time you analyze information.
Step 2Fill in [The matter] and [What I have so far].
Step 3Use the gap list to pick your next step, and confirm every legal point with a real source.

AI can invent sources and citations. Open every link and confirm it says what the AI claims.

Importance 4.8/5 · core task · O*NET work activity: Investigate legal issues.. Also involves: Prepare legal or investigatory documentation..

Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.

Daily

AI does the arithmetic and suggests what to look at; the conclusions are yours.

Show prompt & steps

AI can do the arithmetic, build the spreadsheet formula and suggest what to look at. Deciding what the numbers mean for your situation is still you.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.

Context: We use Automatic Data Processing Estimating and Microsoft Excel; the work draws on customer and personal service, administrative and economics and accounting.
Damage or service: [describe]
Records: [parts, labour times, bills]

Build an estimate using standard rates with formulas and notes. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

10-minute exercise: Repair or claim estimate

Step 1Pick a real example: the next time you review police reports, medical treatment records and medical bills (today).
Step 2Fill in [Damage or service] and [Records] with the real details, then run the prompt.
Step 3Recompute the most important number yourself before you trust the rest.

AI makes arithmetic mistakes. Recompute anything that matters with a spreadsheet formula.

Importance 4.7/5 · core task · O*NET work activity: Estimate costs of goods or services..

Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.

Daily

AI helps you prepare questions; the listening is yours.

Show prompt & steps

Use AI to prepare better questions and to organize your notes afterward. Listening to the person in front of you is yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.

Context: We use Bill review software; the work draws on customer and personal service, administrative and economics and accounting.
Claim or case: [type of claim or incident, no names]
Person: [claimant, witness, police officer, physician]

Write an interview plan: facts to establish, open questions in order, follow-ups for inconsistencies, documents to request, and how to record the statement accurately.

10-minute exercise: Plan a statement interview

Step 1Pick a real example: the next time you interview or correspond with claimants, witnesses and police (today).
Step 2Fill in [Claim or case] and the [Person] you'll speak to.
Step 3Use the plan on the call and compare your notes with what you usually capture.

Don't record people or paste their answers into AI without consent and your employer's approval.

Importance 4.6/5 · core task · O*NET work activity: Interview witnesses, suspects, or claimants..

Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.

Several times a day

AI gets you up to speed; confirm findings with records or people.

Show prompt & steps

AI can get you up to speed fast and suggest where to look, but you need to confirm findings against real sources, records or people.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.

Context: We use CGI-AMS BureauLink Enterprise and Automatic Data Processing Claims Manager & Dispatch; the work draws on customer and personal service, administrative and economics and accounting.
The matter: [claim, complaint or dispute, no names]
What I have so far: [documents, statements, facts]

Organize what I have into a timeline, list facts established vs disputed, identify gaps in evidence, and suggest next investigative steps. Point out legal issues I should confirm.

10-minute exercise: Organize an investigation

Step 1Pick a real example: the next time you investigate, evaluate, and settle claims.
Step 2Fill in [The matter] and [What I have so far].
Step 3Use the gap list to pick your next step, and confirm every legal point with a real source.

AI can invent sources and citations. Open every link and confirm it says what the AI claims.

Importance 4.7/5 · core task · O*NET work activity: Investigate legal issues.. Also involves: Negotiate agreements to resolve disputes..

Pay and process claims within designated authority level.

Several times a day

AI preps the paperwork; approving and paying stay with you.

Show prompt & steps

AI can prep the paperwork, extract details from documents and make checklists. Approving, paying and verifying stay with you.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to pay and process claims within designated authority level.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software.
Payments: [duties, freight, claims]
Authority: [limits]

Organize a payment checklist. Point out anything missing or inconsistent and suggest a template I can reuse.

10-minute exercise: Paying charges or fees

Step 1Pick a real example: the next time you pay and process claims.
Step 2Fill in [Payments] and [Authority] with the real details, then run the prompt.
Step 3Save the template and use it on the next one. Time both.

Personal, financial and health data shouldn't go into AI tools unless your employer has approved one for it.

Importance 4.8/5 · core task · O*NET work activity: Pay charges, fees, or taxes..

Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.

Daily

AI lays out options and timelines to react to.

Show prompt & steps

AI can lay out options, timelines and checklists to react to. Fitting it to your people, budget and situation is your call.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.

Context: We use ADP software and CCC Pathways Appraisal Quality Solution; the work draws on customer and personal service, administrative and economics and accounting.
Decision: [reserves, client affairs, investments]
Steps needed: [what has to happen]

Plan the steps, timing and checks. Lay it out as a table with steps, owner, timing and what could go wrong, then list the decisions I still need to make.

10-minute exercise: Financial action plan

Step 1Pick a real example: the next time you adjust reserves (today).
Step 2Fill in [Decision] and [Steps needed] with the real details, then run the prompt.
Step 3Cross out anything that won't work on the ground and ask AI to revise with your corrections.

AI doesn't know your people, your site or your history. Treat its plan as a starting point to react to.

Importance 4.4/5 · core task · O*NET work activity: Implement financial decisions.. Also involves: Advise others on financial matters..

Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.

Daily

AI helps you prepare questions; the listening is yours.

Show prompt & steps

Use AI to prepare better questions and to organize your notes afterward. Listening to the person in front of you is yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.

Context: We use Automatic Data Processing Claims Manager & Dispatch and Bridium Claims 3; the work draws on customer and personal service, administrative and economics and accounting.
Claim or case: [type of claim or incident, no names]
Person: [claimant, witness, police officer, physician]

Write an interview plan: facts to establish, open questions in order, follow-ups for inconsistencies, documents to request, and how to record the statement accurately.

10-minute exercise: Plan a statement interview

Step 1Pick a real example: the next time you interview or correspond with agents and claimants (today).
Step 2Fill in [Claim or case] and the [Person] you'll speak to.
Step 3Use the plan on the call and compare your notes with what you usually capture.

Don't record people or paste their answers into AI without consent and your employer's approval.

Importance 4.6/5 · core task · O*NET work activity: Interview witnesses, suspects, or claimants..

Investigate and assess damage to property and create or review property damage estimates.

Several times a day

AI does the arithmetic and suggests what to look at; the conclusions are yours.

Show prompt & steps

AI can do the arithmetic, build the spreadsheet formula and suggest what to look at. Deciding what the numbers mean for your situation is still you.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to investigate and assess damage to property and create or review property damage estimates.

Context: We use Automatic Data Processing Estimating and Microsoft Excel; the work draws on customer and personal service, administrative and economics and accounting.
Property: [type, location, features]
Comparables or damage data: [paste]

Build a valuation or damage estimate with adjustments and formulas. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

10-minute exercise: Valuation worksheet

Step 1Pick a real example: the next time you investigate and assess damage.
Step 2Fill in [Property] and [Comparables or damage data] with the real details, then run the prompt.
Step 3Recompute the most important number yourself before you trust the rest.

AI makes arithmetic mistakes. Recompute anything that matters with a spreadsheet formula.

Importance 4.6/5 · core task · O*NET work activity: Appraise property values..

Examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.

Daily

AI gets you up to speed; confirm findings with records or people.

Show prompt & steps

AI can get you up to speed fast and suggest where to look, but you need to confirm findings against real sources, records or people.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to examine claims investigated by insurance adjusters, further investigating questionable claims to determine whether to authorize payments.

Context: We use CGI-AMS BureauLink Enterprise and Automatic Data Processing Claims Manager & Dispatch; the work draws on customer and personal service, administrative and economics and accounting.
The matter: [claim, complaint or dispute, no names]
What I have so far: [documents, statements, facts]

Organize what I have into a timeline, list facts established vs disputed, identify gaps in evidence, and suggest next investigative steps. Point out legal issues I should confirm.

10-minute exercise: Organize an investigation

Step 1Pick a real example: the next time you examine claims (today).
Step 2Fill in [The matter] and [What I have so far].
Step 3Use the gap list to pick your next step, and confirm every legal point with a real source.

AI can invent sources and citations. Open every link and confirm it says what the AI claims.

Double-check every number. AI can make arithmetic and rounding mistakes.

Importance 4.4/5 · core task · O*NET work activity: Investigate legal issues..

Contact or interview claimants, doctors, medical specialists, or employers to get additional information.

Daily

AI helps you prepare questions; the listening is yours.

Show prompt & steps

Use AI to prepare better questions and to organize your notes afterward. Listening to the person in front of you is yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to contact or interview claimants, doctors, medical specialists, or employers to get additional information.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software; the work draws on customer and personal service, administrative and economics and accounting.
Claim or case: [type of claim or incident, no names]
Person: [claimant, witness, police officer, physician]

Write an interview plan: facts to establish, open questions in order, follow-ups for inconsistencies, documents to request, and how to record the statement accurately.

10-minute exercise: Plan a statement interview

Step 1Pick a real example: the next time you contact or interview claimants, doctors and medical specialists (today).
Step 2Fill in [Claim or case] and the [Person] you'll speak to.
Step 3Use the plan on the call and compare your notes with what you usually capture.

Don't record people or paste their answers into AI without consent and your employer's approval.

Importance 4.0/5 · core task · O*NET work activity: Interview witnesses, suspects, or claimants..

Refer questionable claims to investigator or claims adjuster for investigation or settlement.

Weekly

AI drafts clear messages and talking points.

Show prompt & steps

AI can draft updates, emails and talking points so your message is clear and complete. Relationships and real-time calls are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to refer questionable claims to investigator or claims adjuster for investigation or settlement.

Context: We use Zoom and Automatic Data Processing Claims Manager & Dispatch.
Information: [irregularities, referrals]
To whom: [manager, investigator]

Draft a concise factual report. Keep it under 150 words with a clear ask, plus a 2-sentence version for chat.

10-minute exercise: Report information

Step 1Pick a real example: the next time you refer questionable claims (this week).
Step 2Fill in [Information] and [To whom] with the real details, then run the prompt.
Step 3Edit it until it sounds like you, then send it yourself.

Never let AI send messages for you. Read every word, because tone mistakes cost trust.

Importance 4.3/5 · core task · O*NET work activity: Report information to managers or other personnel..

Resolve complex, severe exposure claims, using high service oriented file handling.

Weekly

AI builds you an answer bank; exceptions and the human touch are yours.

Show prompt & steps

Build a personal answer bank with AI for the questions you get every day. In the moment, the human touch and the judgment about exceptions are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to resolve complex, severe exposure claims, using high service oriented file handling.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software; the work draws on customer and personal service, administrative and economics and accounting.
Complaint types: [sales, service, public]
Policies: [describe]

Write resolution steps and wording. Keep answers to 2-3 sentences and flag any that depend on the situation.

10-minute exercise: Resolve complaints

Step 1Pick a real example: the next time you resolve complex and severe exposure claims (this week).
Step 2Fill in [Complaint types] and [Policies] with the real details, then run the prompt.
Step 3Save the answers you'd actually use and tweak each one the first time you send it.

Don't paste customers' personal details into AI tools. Describe the situation instead.

Importance 4.5/5 · core task · O*NET work activity: Resolve customer complaints or problems.. Also involves: Apply information technology to solve business or other applied problems..

Present cases and participate in their discussion at claim committee meetings.

Monthly

AI builds you an answer bank; exceptions and the human touch are yours.

Show prompt & steps

Build a personal answer bank with AI for the questions you get every day. In the moment, the human touch and the judgment about exceptions are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to present cases and participate in their discussion at claim committee meetings.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software; the work draws on customer and personal service, administrative and economics and accounting.
Topic: [cases, satisfaction data]
Audience: [committee, managers]

Write key points and Q&A. Keep answers to 2-3 sentences and flag any that depend on the situation.

10-minute exercise: Business presentation

Step 1Pick a real example: the next time you present cases.
Step 2Fill in [Topic] and [Audience] with the real details, then run the prompt.
Step 3Save the answers you'd actually use and tweak each one the first time you send it.

Don't paste customers' personal details into AI tools. Describe the situation instead.

Importance 3.9/5 · core task · O*NET work activity: Present business-related information to audiences..

Conduct detailed bill reviews to implement sound litigation management and expense control.

Weekly

AI pre-checks against the rules; the sign-off stays with you.

Show prompt & steps

Use AI as a first-pass checker against a list of rules or standards. The final judgment and sign-off stay with you.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to conduct detailed bill reviews to implement sound litigation management and expense control.

Context: We use Document management system software and Agency Management Systems AMS 360; the work draws on customer and personal service, administrative and economics and accounting.
Records: [paste bills, statements]
Purpose: [cost control, research, review]

Flag unusual items and questions. Make a table: requirement, met / not met / unclear, and the exact evidence.

10-minute exercise: Financial records review

Step 1Pick a real example: the next time you conduct detailed bill reviews (this week).
Step 2Fill in [Records] and [Purpose] with the real details, then run the prompt.
Step 3Do your usual review too, and note what AI caught and what it missed.

AI can miss things and sound sure about it. Use it to catch extra problems, not as the final check.

Importance 4.0/5 · O*NET work activity: Examine financial records..

Report overpayments, underpayments, and other irregularities.

Monthly

AI drafts clear messages and talking points.

Show prompt & steps

AI can draft updates, emails and talking points so your message is clear and complete. Relationships and real-time calls are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to report overpayments, underpayments, and other irregularities.

Context: We use Zoom.
Information: [irregularities, referrals]
To whom: [manager, investigator]

Draft a concise factual report. Keep it under 150 words with a clear ask, plus a 2-sentence version for chat.

10-minute exercise: Report information

Step 1Pick a real example: the next time you report overpayments and underpayments.
Step 2Fill in [Information] and [To whom] with the real details, then run the prompt.
Step 3Edit it until it sounds like you, then send it yourself.

Never let AI send messages for you. Read every word, because tone mistakes cost trust.

Importance 3.8/5 · core task · O*NET work activity: Report information to managers or other personnel..

Communicate with former associates to verify employment record or to obtain background information regarding persons or businesses applying for credit.

AI preps the paperwork; approving and paying stay with you.

Show prompt & steps

AI can prep the paperwork, extract details from documents and make checklists. Approving, paying and verifying stay with you.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to communicate with former associates to verify employment record or to obtain background information regarding persons or businesses applying for credit.

Context: We use Healthcare common procedure coding system HCPCS and Medical procedure coding software.
Program or role: [describe]
Information to verify: [employment, references, records]

Write verification questions and a record template. Point out anything missing or inconsistent and suggest a template I can reuse.

10-minute exercise: Reference and eligibility checks

Step 1Pick a real example: the next time you communicate with former associates.
Step 2Fill in [Program or role] and [Information to verify] with the real details, then run the prompt.
Step 3Save the template and use it on the next one. Time both. Recompute every total yourself.

Personal, financial and health data shouldn't go into AI tools unless your employer has approved one for it.

Double-check every number. AI can make arithmetic and rounding mistakes.

O*NET work activity: Verify application data to determine program eligibility..

Negotiate claim settlements or recommend litigation when settlement cannot be negotiated.

AI preps talking points and practice; the relationship is yours.

📊 Real AI use (Anthropic Economic Index, Apr 2026 to May 2026): AI completed the task directly in 39% of those conversations; the rest were back-and-forth with the person.

Show prompt & steps

AI preps you: talking points, objection handling, tailored outreach and negotiation scenarios. The relationship and reading the room are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to negotiate claim settlements or recommend litigation when settlement cannot be negotiated.

Context: The work draws on customer and personal service, administrative and economics and accounting.
Dispute: [claim, complaint]
Range: [limits]

Prepare and role-play. Keep claims honest, list likely objections with responses, and role-play the other side so I can practice.

10-minute exercise: Settlement negotiation

Step 1Pick a real example: the next time you negotiate claim settlements.
Step 2Fill in [Dispute] and [Range] with the real details, then run the prompt.
Step 3Ask for feedback on your answers and write down your best line for the real conversation.

Make sure every claim AI writes about your product is true and allowed. Over-promising is on you.

O*NET work activity: Negotiate agreements to resolve disputes.. Also involves: Advise others on legal or regulatory compliance matters..

Communicate with reinsurance brokers to obtain information necessary for processing claims.

Monthly

AI drafts clear messages and talking points.

Show prompt & steps

AI can draft updates, emails and talking points so your message is clear and complete. Relationships and real-time calls are yours.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to communicate with reinsurance brokers to obtain information necessary for processing claims.

Context: We use Zoom and Microsoft Word.
Topic: [claims, cost changes]
Who: [brokers, contractors]

Draft talking points with numbers. Keep it under 150 words with a clear ask, plus a 2-sentence version for chat.

10-minute exercise: Financial discussion

Step 1Pick a real example: the next time you communicate with reinsurance brokers.
Step 2Fill in [Topic] and [Who] with the real details, then run the prompt.
Step 3Edit it until it sounds like you, then send it yourself.

Never let AI send messages for you. Read every word, because tone mistakes cost trust.

Importance 4.0/5 · O*NET work activity: Confer with others about financial matters..

Attend mediations or trials.

A few times a year

AI gets you up to speed; confirm findings with records or people.

Show prompt & steps

AI can get you up to speed fast and suggest where to look, but you need to confirm findings against real sources, records or people.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to attend mediations or trials.

Context: We use CGI-AMS BureauLink Enterprise; the work draws on customer and personal service, administrative and economics and accounting.
The matter: [claim, complaint or dispute, no names]
What I have so far: [documents, statements, facts]

Organize what I have into a timeline, list facts established vs disputed, identify gaps in evidence, and suggest next investigative steps. Point out legal issues I should confirm.

10-minute exercise: Organize an investigation

Step 1Pick a real example: the next time you attend mediations or trials.
Step 2Fill in [The matter] and [What I have so far].
Step 3Use the gap list to pick your next step, and confirm every legal point with a real source.

AI can invent sources and citations. Open every link and confirm it says what the AI claims.

Importance 3.7/5 · core task · O*NET work activity: Investigate legal issues..

Obtain credit information from banks and other credit services.

A few times a year

AI gets you up to speed; confirm findings with records or people.

Show prompt & steps

AI can get you up to speed fast and suggest where to look, but you need to confirm findings against real sources, records or people.

Ready-to-use prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to obtain credit information from banks and other credit services.

Context: We use CGI-AMS BureauLink Enterprise and Automatic Data Processing Estimating; the work draws on customer and personal service, administrative and economics and accounting.
Purpose: [claim, appraisal, credit check, audit]
Records needed: [transactions, statements, credit reports]

List where to get each record, what authorization is needed, what to check on each, and red flags. Give me a tracking table.

10-minute exercise: Gather financial records

Step 1Pick a real example: the next time you obtain credit information.
Step 2Fill in [Purpose] and [Records needed] with the real details, then run the prompt.
Step 3Use the tracking table on that file and note anything still missing.

AI can invent sources and citations. Open every link and confirm it says what the AI claims.

Double-check every number. AI can make arithmetic and rounding mistakes.

Importance 2.9/5 · O*NET work activity: Gather financial records..

These stay human 3

They need your hands, your presence or your accountable judgment. Lean into them: they get more valuable as routine work is automated.

📏 Measured in this job (O*NET work context): Frequency of decisions: every day · Contact with others: constant contact with others · Impact of decisions: very important results · Dealing with the public: very important

Confer with legal counsel on claims requiring litigation.

Weekly

Human connection. Use AI only before and after, to prepare.

Show prep prompt & steps

Where AI still helps: Use AI before and after, not during. Prepare talking points, practise a hard conversation, or turn your notes into a follow-up.

Prep prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to confer with legal counsel on claims requiring litigation.

Context: The work draws on customer and personal service, administrative and economics and accounting.
Matter: [claim, case; no names]
Who: [counsel, colleagues]

Prepare issues to clarify and documents to bring. Then play the other party. Suggest ways to open, phrases to avoid, and how to handle it if things get tense. Then play the other person so I can practice.

10-minute exercise: Legal process meeting prep

Step 1Pick a real example: the next time you confer with legal counsel (this week).
Step 2Fill in [Matter] and [Who] with the real details, then run the prompt.
Step 3After the real conversation, write down what worked so you can reuse it. Confirm the rules against the current official source.

Rules and regulations vary by place and change often. Confirm against the official source before relying on anything.

Importance 4.4/5 · core task · O*NET work activity: Meet with individuals involved in legal processes to provide information and clarify issues..

Supervise claims adjusters to ensure that adjusters have followed proper methods.

Daily

Leading people runs on trust. AI can prep the paperwork around it.

Show prep prompt & steps

Where AI still helps: AI can prep the paperwork around leading: meeting agendas, feedback drafts, rotas, briefings and difficult-conversation rehearsals.

Prep prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to supervise claims adjusters to ensure that adjusters have followed proper methods.

Context: The work draws on customer and personal service, administrative and economics and accounting.
Team: [describe]
Issue or goal: [performance, change, priority]

Help me prepare: the key message in 2 sentences, what good looks like, how people might react and how I'll respond, and one thing I'll check next week.

10-minute exercise: Supervising employees

Step 1Pick a real example: the next time you supervise claims adjusters (today).
Step 2Fill in [Team] and [Issue or goal] with the real details, then run the prompt.
Step 3Follow through on what you said you'd check.

Importance 4.2/5 · O*NET work activity: Supervise employees..

Collect evidence to support contested claims in court.

Monthly

Needs your eyes on site. AI can build the checklist and the report.

Show prep prompt & steps

Where AI still helps: AI can build your inspection checklists, explain standards and turn your notes and photos into clean reports.

Prep prompt

I work as a claims adjuster / examiner / investigator. Part of my job is to collect evidence to support contested claims in court.

Context: The work draws on customer and personal service, administrative and economics and accounting.
Type of case: [claim, inspection, violation, investigation]
Rules that apply: [chain-of-custody, agency procedures]

Create a checklist for collecting and preserving evidence for this type of case: what to gather, how to label, document and store it, and common mistakes that make evidence inadmissible. Add a template log.

10-minute exercise: Evidence collection checklist

Step 1Pick a real example: the next time you collect evidence.
Step 2Fill in [Type of case] and the procedures you follow in [Rules that apply].
Step 3Compare the checklist with your agency's procedure. Your official procedure always wins.

Rules and regulations vary by place and change often. Confirm against the official source before relying on anything.

Importance 4.3/5 · core task · O*NET work activity: Collect evidence for legal proceedings..

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Your next moves

Skills to build

From O*NET's ratings of how important each skill is in this job, matched to which part of the work it supports.

Stays human Deepen these

They power the human-led work, which is the part of the job AI can't take over.

  • Management of Personnel Resourcesimportance 2.8/5
    Used in: Guiding, Directing, and Motivating Subordinates
  • Learning Strategiesimportance 2.5/5
    Used in: Guiding, Directing, and Motivating Subordinates
  • Instructingimportance 2.5/5
    Used in: Guiding, Directing, and Motivating Subordinates

With AI Use these to work with AI

When AI does the first draft, these are the skills you use to brief it and check what comes back.

  • Reading Comprehensionimportance 4.1/5
    Used in: Getting Information
  • Active Listeningimportance 4.0/5
    Used in: Getting Information
  • Critical Thinkingimportance 4.0/5
    Used in: Getting Information
  • Writingimportance 3.6/5
    Used in: Documenting/Recording Information

Where you could move

Related jobs from O*NET with the closest skill profile, favouring ones where more of the work stays human. No step down in preparation.

  • Financial Managers40% human-led · Same preparation · $166,570/yr · usually bachelor's degreeSkills to build: Management of Financial Resources, Management of Personnel Resources, Time Management
  • Compensation, Benefits, and Job Analysis Specialists15% human-led · Same preparation · $78,210/yr · usually bachelor's degreeSkills to build: Systems Analysis, Systems Evaluation
  • Compliance Officers16% human-led · Same preparation · $80,730/yrYour skills already line up
  • Lawyers35% human-led · Needs more preparation · $159,670/yr · usually doctoral degreeSkills to build: Persuasion, Negotiation, Time Management

Getting into this job

Bachelor's degree is most common (56% of workers)

  • High school or less 13%
  • Certificate or some college 15%
  • Associate's 12%
  • Bachelor's 56%
  • Graduate degree 5%
  • On-the-job training: 6–12 months
  • Related experience: 2–4 years
  • Professional certification: important (3.2/5)

What workers in this job report, from O*NET surveys (typical values).

Software in this job

In-demand tools from O*NET. Many now have AI built in, so check what yours can do before adding a new tool.

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