How a personal financial advisor can use AI, task by task

I work as a personal financial advisor. Part of my job is to analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives.

Context: We use Monte Carlo simulation software and Fund accounting software; the work draws on economics and accounting, customer and personal service and psychology.
Client situation: [no names]
Figures: [income, expenses, debts, assets]

Summarize financial health, ratios, and options. Show formulas. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

I work as a personal financial advisor. Part of my job is to manage client portfolios, keeping client plans up-to-date.

Context: We use Microsoft Project and Microsoft Dynamics; the work draws on economics and accounting, customer and personal service and psychology.
Decision: [reserves, client affairs, investments]
Steps needed: [what has to happen]

Plan the steps, timing and checks. Lay it out as a table with steps, owner, timing and what could go wrong, then list the decisions I still need to make.

I work as a personal financial advisor. Part of my job is to answer clients' questions about the purposes and details of financial plans and strategies.

Context: We use Salesforce software and Microsoft Business Contact Manager; the work draws on economics and accounting, customer and personal service and psychology.
Inquiries: [paste examples, no personal data]
Facts: [policies]

Draft reply templates. Keep answers to 2-3 sentences and flag any that depend on the situation.

I work as a personal financial advisor. Part of my job is to implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation.

Context: We use Microsoft Project and Microsoft Dynamics; the work draws on economics and accounting, customer and personal service and psychology.
Decision: [reserves, client affairs, investments]
Steps needed: [what has to happen]

Plan the steps, timing and checks. Lay it out as a table with steps, owner, timing and what could go wrong, then list the decisions I still need to make.

I work as a personal financial advisor. Part of my job is to review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment.

Context: We use Monte Carlo simulation software and Fund accounting software; the work draws on economics and accounting, customer and personal service and psychology.
Client situation: [no names]
Figures: [income, expenses, debts, assets]

Summarize financial health, ratios, and options. Show formulas. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

I work as a personal financial advisor. Part of my job is to interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Client situation: [type of client, no personal data]
Purpose: [plan, counseling, loan]

Write a fact-find question list covering income, expenses, debts, goals, and a template to record answers.

I work as a personal financial advisor. Part of my job is to contact clients periodically to determine any changes in their financial status.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Topic: [budgeting, retirement, services]
Client situation: [general, no personal data]

Explain in plain language with examples. Use plain language, one everyday analogy, and the questions people are most likely to ask with short answers.

I work as a personal financial advisor. Part of my job is to investigate available investment opportunities to determine compatibility with client financial plans.

Context: We use Monte Carlo simulation software and Fund accounting software; the work draws on economics and accounting, customer and personal service and psychology.
Business: [describe]
Options: [investments, improvements]

Compare options on cost, benefit and risk in a table. Show your working step by step and give spreadsheet formulas so I can reproduce the numbers.

I work as a personal financial advisor. Part of my job is to guide clients in the gathering of information, such as bank account records, income tax returns, life and disability insurance records, pension plans, or wills.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Topic: [duties, budgets, cost analysis]
Audience: [importers, departments]

Explain options clearly. Use plain language, one everyday analogy, and the questions people are most likely to ask with short answers.

I work as a personal financial advisor. Part of my job is to explain to clients the personal financial advisor's responsibilities and the types of services to be provided.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Topic: [budgeting, retirement, services]
Client situation: [general, no personal data]

Explain in plain language with examples. Use plain language, one everyday analogy, and the questions people are most likely to ask with short answers.

I work as a personal financial advisor. Part of my job is to meet with clients' other advisors, such as attorneys, accountants, trust officers, or investment bankers, to fully understand clients' financial goals and circumstances.

Context: We use Oracle E-Business Suite Financials and Portfolio management software.
Topic: [claims, cost changes]
Who: [brokers, contractors]

Draft talking points with numbers. Keep it under 150 words with a clear ask, plus a 2-sentence version for chat.

I work as a personal financial advisor. Part of my job is to open accounts for clients, and disburse funds from accounts to creditors as agent for clients.

Context: We use Fund accounting software and Sage 50 Accounting.
Accounts: [client]
Creditors: [describe]

Organize a disbursement schedule. Point out anything missing or inconsistent and suggest a template I can reuse.

I work as a personal financial advisor. Part of my job is to inform clients about tax benefits, government rebates, or other financial benefits of alternative-fuel vehicle purchases or energy-efficient home construction, improvements, or remodeling.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Topic: [budgeting, retirement, services]
Client situation: [general, no personal data]

Explain in plain language with examples. Use plain language, one everyday analogy, and the questions people are most likely to ask with short answers.

I work as a personal financial advisor. Part of my job is to conduct seminars or workshops on financial planning topics, such as retirement planning, estate planning, or the evaluation of severance packages.

Context: We use Oracle E-Business Suite Financials and Portfolio management software; the work draws on economics and accounting, customer and personal service and psychology.
Topic: [budgeting, retirement, services]
Client situation: [general, no personal data]

Explain in plain language with examples. Use plain language, one everyday analogy, and the questions people are most likely to ask with short answers.